If there is one point in particular that we would like everyone to know it  would be what you absolutely need your doctor to say in his medical note for you: He/she must say that the patient is disabled from doing any future meaningful or gainful work.  This means you are unable to work a full time job.


Supplemental Social Security – This is financial assistance provided for those who are unable to cover basic needs, such as food, clothing and housing, due to poverty or lack of income because of unemployment, sickness, disability, or caring for children. While assistance is often in the form of financial payments, those eligible for social welfare can usually access health and educational services free of charge. The amount of support is enough to cover basic needs and eligibility is often subject to a comprehensive and complex assessment of an applicant’s social and financial situation.

A program financed through general revenues. SSI disability benefits are payable to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible. The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources.

  • With social security your assets must not total over $2,000.00
  • You are allowed one car for medical transportation and other needs
  • Each payment under SSI differs in amount based on individuals circumstances


SSDI – is financed with Social Security taxes paid by workers, employers, and self-employed persons. To be eligible for a Social Security benefit, the worker must earn sufficient credits based on taxable work to be “insured” for Social Security purposes. Disability benefits are payable to blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker.

  • This program is based on how many quarters that you have worked
  • Each individual payment varies depending on your earnings statement
  • You can request your earnings statement online or by phone

the starting point for determinations regarding a possible 2016 COLA will remain the third quarter of 2023.